Vanquis is a financial company that offers credit cards to customers with bad credit. These credit cards are designed to help people rebuild their credit rating. A credit limit is given to applicants based on their ability to pay back the loan. The maximum credit limit can be increased once the applicant makes a few payments on time.
What credit limit can I get with a 750 credit score?
Customers are able to apply for a vanquish credit card through a simple online application form. Once the application has been approved, the customer is given their card within two weeks. This card works like any other credit card and can be used to make purchases. Paying the balance in full every month helps to avoid charges for interest or cash withdrawal fees.
In addition to providing credit cards, Vanquis also offers loans. Loan amounts range from PS1000 to PS5000 and repayments are paid back over a period of 1-3 years.
Customers can use Vanquis’ award-winning mobile app to manage their accounts and stay within their credit limit. Other benefits include instant payments into your account and real-time updates about the available credit.
Customer feedback has been excellent. Over 26,000 customers gave Vanquis an overall score of ‘Excellent’ or ‘Good’, and over 82% said that they would recommend the company.
As a member of the Provident Financial Group, Vanquis has a long history of providing reliable and responsible access to credit. They offer a variety of credit products to suit various needs, including Visa branded credit cards for customers who are outside the standard credit market.